Learning About Overdraft fee – Bank Glitch

Bank of America has a weird system of posting your deposit.  I went to one of BOA branch today at 6:30 pm, this branch open up to 7 PM.  I deposited 300 dollars cash, after that i went to the atm machine and check my balance and it said that my money had been credited. I withdraw 260 dollars and a couple of day later i was hit with an overdraft fee.  I called up the bank’s customer service and told them about the situation, they told me that anything deposited after 6 olock is posted the next day.  I have no problem with that, but the funny thing here is this, the ATM machine showed me that it was credited to my account even it is not actually posted in the system.  This is something to think about when you are depositing and withdrawing money from your bank.

Well i learned it the hard way, they told me to they got some options for overdraft protection. Like having a credit card connected to your checking, or a saving accoung connect to your checking.

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